Best Companies To Increase Your Credit Score

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Credit repair companies want you to believe it takes months or years to improve your credit. In most cases, this is not true. You can quickly and easily boost your credit using the companies below without spending $100+ per month on credit repair. Get started with Fingerhut, our #1 recommended credit-building tool.

Our number one pick for

Fast Credit Improvement

9.8

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Credit Solution: Merchandise Account

Quick video on how it works

Speed: 30 Days
Estimated Credit Impact: 20 To 40* Points
Cost To Start: $0

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Our top pick for

Fast Credit Improvement and Low Cost

9.7

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Credit Solution: Credit Builder Loan

How it works in 60 seconds

Speed: 60 Days
Estimated Credit Impact: 15 To 30* Points
Cost To Start: Under $8.00

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Our top pick for

Rent Payers

9.6

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Credit Solution: Rent Reporting

How it works in 60 seconds

Speed: 30 - 60 Days
Estimated Credit Impact: 20 To 40* Points
Cost To Start: $10.00

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Our top pick for

Investing a Bit In Your Credit

9.5

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Credit Solution: Secured Credit Card

Read Our Detailed Review

Speed: 30 Days
Estimated Credit Impact: 20 To 50* Points
Cost To Start: $200 Deposit

Our top pick for

No Credit, Few Credit Lines, or Low Limits

9.4

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Credit Solution: Authorized User Tradeline

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Speed: 30 Days
Estimated Credit Impact: 40 To 100* Points
Cost To Start: $150.00

* All score improvements are estimates and will vary by individual. The higher estimated credit score number is for someone with a thin credit file that is new to credit or has limited credit. The lower number is someone with a thicker credit file that has bad credit.

Advertiser Disclaimer

Credit Knocks, LLC doing business as Credit Knocks is an independent, advertising-supported, information and review service. Some of the offers that appear on this site are from companies from which Credit Knocks receives compensation. All financial products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions.

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Best Companies ​To Increase Your Credit Score

Best Companies To Increase Your Credit Score