Best Companies ​To Increase Your Credit Score

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Credit repair companies want you to believe it takes months or years to improve your credit.  In most cases, this is not true.  You can quickly and easily boost your credit using the companies below without spending $100+ per month on credit repair.  Get started with Fingerhut, our #1 recommended credit-building tool.

Our number one pick for 

Fast Credit Improvement

#1


​Credit Solution:​ Merchandise Account

​Quick video on how it works

  • Speed: 30 Days
  • Estimated Credit Impact: ​20 To 40* Points
  • Cost To Start: $0 ​

Our top pick for 

Fast Credit Improvement and Low Cost

#2


​Credit Solution:  ​Credit Builder Loan

​How it works in 60 seconds

  • Speed: 60 Days
  • Estimated Credit Impact: ​15 To 30* Points
  • Cost To Start: ​Under $8.00 

Our top pick for 

Rent Payers

#3


​Credit Solution:  ​Rent Reporting

​How it works in 60 seconds

  • Speed: 30 - 60 Days
  • Estimated Credit Impact: ​20 To 40* Points
  • Cost To Start: $10.00

Our top pick for

Investing a Bit In Your Credit

#4


​Credit Solution:  Secured Credit Card

  • Speed: 30 Days
  • Estimated Credit Impact: ​20 To 50* Points
  • Cost To Start: $200 Deposit

Our top pick for 

No Credit, Few Credit Lines, or Low Limits

#5


​Credit Solution:  ​Authorized User Tradeline

  • Speed: 30 Days
  • Estimated Credit Impact: ​40 To 100* Points
  • Cost To Start: $150.00

* All score improvements are estimates and will vary by individual.  The higher estimated credit score number is for someone with a thin credit file that is new to credit or has limited credit. The lower number is someone with a thicker credit file that has bad credit.