A great question to be asking right now is, 'Do I need Credit Monitoring Services?'
There are plenty of articles on the internet that will tell you to do it yourself and don't waste your money paying for Credit Monitoring Services.
The Truth Is...
Unfortunately, there's no easy way to monitor your credit for free.
You will see many websites offering the classic bait-and-switch...
FREE CREDIT MONITORING SERVICES!
However, when you try signing up and start reading the fine print, the services are not actually free but are only a free trial.
Others offer free Credit Monitoring Services but, for ONLY one or two of the three major credit bureaus; Equifax, TransUnion and Experian.
Choosing not to monitor all three major credit bureaus can leave you dangerously exposed to misreporting by merchants and ID Theft at the non-monitored credit bureau(s).
I know because I've experienced it firsthand!
Presently, I am fighting a dispute with TransUnion where they incorrectly recorded my payment history for a credit card.
Which has negatively affected my credit score.
The other two bureaus recorded it as paid but if I didn't monitor all three credit bureaus, I may have never known that I had a delinquent payment on my credit card history.
I have filled this simple article up with multiple insider tips and secrets to help you wade through the 'bull$^%&' and get the answers you need.
Grab your shovel because we are going to dig deep into the Can's, Should's, What's, Why's and, the How's; of Credit Monitoring Services.
And, as a bonus, tortured puns free of charge throughout this article!!!