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Best Personal Loan Rates By Credit Score (300 - 850)


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By Mark B. Huntley, Esq. 
Last Updated 11/31/19


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Summary: These are the best personal loan rates you can expect based on which credit score categories that you fall into. 

The personal loan rates that are offered to you will be based on your credit score and your ability to make the payments. 

To get the absolute best rates you will need a credit score between 760 - 850, also known as an Excellent credit score. 

We will discuss each of the four personal loans credit scoring categories and how you can find the best rates based on your FICO score. 

Best Personal Loan Rates With An Excellent Credit Score (760 - 850)

If you have a credit score between 760 and 850, then you are in the highest credit score category which is also referred to as an Excellent Credit Score. 

You can find the best personal loan rates by visiting our article for people looking for Personal Loans For Excellent Credit Scores

Best Personal Loan Rates With A Good Credit Score (690 - 759)

If you have a credit score between 690 and 759, then you are in the second highest credit score category which is also referred to as a Good Credit Score. 

You can find the best personal loan rates by visiting our article for people looking for Personal Loans With Good Credit Scores

Best Personal Loan Rates With A Fair Credit Score (580 - 689)

If you have a credit score between 580 and 689, then you are in the third highest credit score category which is also referred to as a Fair Credit Score. 

You can find the best personal loan rates by visiting our article for people looking for Personal Loans For Fair Credit Scores

How To Get A Personal Loan With A Bad Credit Score (300 - 579)

If you have a credit score between 300 and 579, then you are in the lowest credit score category which is also referred to as a Bad Credit Score. 

You can find out how to get a personal loan with bad credit by visiting our article for people looking for Personal Loans For Bad Credit Scores

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Disclaimers:

Annual Percentage Rates (APR), loan term and monthly payments are estimated based on analysis of information provided by you, data provided by lenders, and publicly available information. All loan information is presented without warranty, and the estimated APR and other terms are not binding in any way. Lenders provide loans with a range of APRs depending on borrowers' credit and other factors. Keep in mind that only borrowers with excellent credit will qualify for the lowest rate available. Your actual APR will depend on factors like credit score, requested loan amount, loan term, and credit history. All loans are subject to credit review and approval.

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